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An interesting article written by Graham Hunt and Nick Snelling worth reading which begins:
"What if I told you that you could earn millions without actually ever doing anything for just a smallish investment? What if I told you that the victims would be banks and nobody else? (well maybe just the odd foreigner)? What if I told you that you could live happily ever after with no consequences?
You would probably tell me to ‘pull the other one’ wouldn't you - or words to that effect? However, this may well have been the World of the Spanish developer during the boom years".
and ends with a question:
"Conspiracy theory or did this really happen?"
Read the full article here and then perhaps you might be able to answer the question: Spanish property market crash - Conspiracy theory
Don't forget to read the many comments added to the article - very interesting!